How much does commercial auto insurance cost in Florida?

Premiums vary based on vehicle type, use, coverage limits, and driver history. We compare multiple carriers to get you the best value.

Do I need commercial auto insurance for my work truck?

If you use your truck for business purposes—like contracting, deliveries, or transporting tools—you likely need commercial coverage.

Yes, policies can be tailored to cover employees driving your vehicles, and even some non-owned or rented vehicles used for work.

Absolutely! We specialize in fleet coverage for all business sizes.

Maintain clean driving records, bundle policies, use safe vehicles, and ask us about available discounts for your business.

Florida commercial auto insurance covers more than just your vehicles—it protects your business from costly accidents and legal claims.

Liability Coverage
Pays for injuries or property damage if your business vehicle causes an accident.
Physical Damage
Repairs or replaces your vehicles after a crash, theft, vandalism, or weather event.
Medical Payments/Personal Injury Protection
Covers medical expenses for your driver or passengers—required under Florida’s no-fault law.
Uninsured/Underinsured Motorist
Protects your business if your vehicles are hit by drivers with little or no insurance.
Hired & Non-Owned Auto Coverage
Covers vehicles your business rents or employees use for work.
Comprehensive Add-Ons
Roadside assistance, rental reimbursement, and custom equipment coverage.
Florida-Specific Requirement:
Certain Florida businesses must carry minimum liability limits for commercial vehicles. We’ll help you meet all state regulations and choose the right coverage.

Choosing the right commercial auto insurance in Florida means understanding your risks, assets, and legal obligations. Our team guides you through:

COMMERCIAL INSURANCE

How much does commercial auto insurance cost in Florida?
Premiums vary based on vehicle type, use, coverage limits, and driver history. We compare multiple carriers to get you the best value.
Do I need commercial auto insurance for my work truck?
If you use your truck for business purposes—like contracting, deliveries, or transporting tools—you likely need commercial coverage.
Does commercial auto insurance cover my employees when they drive?
Yes, policies can be tailored to cover employees driving your vehicles, and even some non-owned or rented vehicles used for work.
Can I insure multiple vehicles or a fleet?
Absolutely! We specialize in fleet coverage for all business sizes.
How can I lower my Florida commercial auto insurance costs?
Maintain clean driving records, bundle policies, use safe vehicles, and ask us about available discounts for your business.