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Florida Professional Office Insurance for Small Businesses

Protect your office, your clients, and your team. Our office insurance covers Florida consultants, law firms, realtors, and professionals from business risks and liability.

What Does Office Insurance Cover in Florida?

Property & Equipment Insurance

Covers your building, office suite, computers, furnishings, and business assets.

General Liability

Protection if a client or guest is injured in your office or at a meeting.

Professional Liability (E&O)

Coverage for legal, consulting, real estate, or other professional advice and errors.

Business Interruption

Income protection if your office is closed by fire, storm, or disaster.

Cyber Liability

Optional coverage for data breaches or cyber events.

Employment Practices Liability

Protection against workplace claims (discrimination, harassment, wrongful termination).

Why Office Insurance Matters in Florida

  • Protects Property, Reputation & Clients
     Professional offices have physical, legal, and cyber risks.

  • Required by Landlords & Clients
     Leases, contracts, and professional standards often require proof of coverage.

  • Flexible for Every Profession
     We tailor coverage for legal, consulting, real estate, tech, marketing, and more.

Bundle Office Insurance for All-in-One Protection

Bundle property, general liability, and E&O for simplified management and cost savings—ideal for growing offices.


  • Discounts for multi-policy programs

  • Annual reviews for evolving risks

  • Cyber and employment options available
Ask About Office Insurance Bundles

PROFESSIONAL OFFICES INSURANCE

Frequently Asked Questions

  • Is insurance required for professional offices in Florida?

    Leases and client contracts often require liability or E&O coverage.

  • What professions do you cover?

    Lawyers, realtors, consultants, tech, marketing, and many more.

  • Does office insurance cover remote work or home offices?

    Yes, we provide flexible options for hybrid or remote work environments.

  • What’s the difference between general liability and professional liability?

    General covers physical accidents; professional liability covers advice, errors, or omissions.

Still Have Office Insurance Questions?

Protect Your Office & Business—Get Coverage Now

Let American Insurance Agency help your professional office thrive—covered for the risks you know (and the ones you don’t).

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